Fall marks the beginning of football and, of course, hunting season! The feeling of being out in your deer stand amongst the peace and quiet of nature is only rivaled by the thrill of spotting a monster buck. With your adrenaline pumping and focus setting in, the last thing on your mind is whether or not your insurance would cover you in case this whole thing goes south and you injury yourself or someone else. The question is, do you know the liability involved for both the hunter and the landowner of the property you may be hunting on? Continue reading Hunting Liability Insurance: Do You Need It?
It’s that time of year again for our 3rd annual Ravens Tickets Giveaway! Request a quote below to enter! Continue reading Ravens Tickets Giveaway!
Should You Choose Term Life Insurance or Permanent Life Insurance?
The debate on term life insurance and permanent life insurance has gone on for years. It is really not possible to say whether one type is better than the other due to the number or variables each person faces in their own lives. There are many factors that determine which one best suits you and your needs. Below we break down the differences between term life insurance and permanent life insurance.
We hear it all to often; “Insurance is a racket and even when you need it, they won’t pay for your repairs or bills anyway”. It is fair to say that many of those complaining haven’t taken the time to understand their policy or the responsibility to create a relationship with their insurance agent. Of course there are always exceptions to every rule and unfortunately there will always be insurance companies willing do whatever it takes to keep from paying bills and some insurance agents will treat you just like a name on the list. We understand the street goes both ways.
Imagine this: You come home, it was a long, grueling day at work and find that your son / daughter has prepared dinner and made you a card that reads “I love you.” Suddenly, your day isn’t so bad after all. Sometimes it’s just that easy to make a bad situation better.
Not every type of life insurance policy requires a medical exam. With a guaranteed issue life insurance policy, there are no medical questions and no exams. Simply fill out the application, answer a few questions and you’re on your way to peace of mind.
With Halloween only days away and everyone gearing up for the big night we want to remind everyone on how to stay safe on this candy overload holiday. As Insurance Architects we are always looking for ways to keep our clients safe even during the festive holidays, so why not offer a quick list of items many homeowners overlook!
Life insurance is like a life jacket; you never think about wearing one, but the day your boat sinks, you’re scrambling trying to find one. The most common reason people give for not attaining life insurance is “competing financial responsibilities”. We get it. It is all about the here and the now. Buying optional insurance like life insurance isn’t about adding another bill; it’s about making sure those who are still in the “here and now” won’t have to worry about those competing financial responsibilities.
Life insurance… a scary word, one filled with dollar signs and nothing tangible to hold once you have purchased a policy. It is hard as young adult in our current society to consider adding a life insurance policy to your monthly expenses because you have been brainwashed into believing you need a new car, bigger house, new clothes, 82” HD TV or latest iPhone.
Getting life insurance is something that many of us put off. Perhaps we don’t want to think about the hassle or the cost of getting life insurance but no matter how hard you try to avoid it, life insurance is a necessity for all of us. Let’s talk about life insurance. It’s never a “fun” conversation to have. But you may find that life insurance is something you not only need, but also truly want. It will protect your family, dependents, business and legacy.