We often speak of accidents on the road, but what about accidents on the water? If you own a boat, you are equally responsible for other “boaters” on the water, as you would be drivers on the road. Boating safety is a serious issue. In 2013, there were 4,062 boating accidents with $39 million dollars in property damage. You probably spent a good chunky of money on your boat, and certainly lots of time and more money fixing it up, prepping it for summer fun. Don’t let all that go to waste by ignoring the very important factor of boat insurance!