The months between Memorial Day and Labor Day, nicknamed the 100 Deadly Days of Summer, pose the greatest risk to new drivers. Instead of sitting in school all day, new drivers are on the road in full force. A study conducted by AAA suggests this increase in frequency directly leads to a drastic increase in accidents involving teens. Continue reading Preparing Your Teen for the 100 Deadly Days of Summer
It may seem reasonable that everyone should have collision coverage, considering there are an average of six million car accidents in the United States each year. However, the benefits of collision insurance may not outweigh the cost you’d have to pay. It all depends on your particular situation.
Contemplate these five considerations to help you determine if collision insurance is right for you: Continue reading 5 Ways To Tell If You Should Drop Your Collision Coverage
It’s that time of year again for our 3rd annual Ravens Tickets Giveaway! Request a quote below to enter! Continue reading Ravens Tickets Giveaway!
The key difference in collision vs. comprehensive coverage is to a certain extent the element of the car driver’s control.
Collision insurance will typically cover events within a motorist’s control, or when another vehicle collides with your car. Comprehensive coverage generally falls under “acts of God or nature”, that are typically out of your control when driving such as a spooked deer.
Sometimes our insurance premium is too high for comfort, but do we ever look above the total to see what’s raising our rates? Is it something we did, specifically? Something we’re not doing? Are there hidden fee’s attached, or is the price just plain old out of our control?
When it comes to driving technology, most insurance companies claim to ensure safe driving, but that just means they protect you once you’ve already had an accident. What about an insurance company that actively prevents you from having an accident? Not through safe driving rewards, but through technology that monitors your every driving move, in real-time, as well as the traffic around you, to guide and inform of the likeliest outcome. Patterns based on your driving history, the exact position and speed of your vehicle and others, your health, all-encompassing cameras.. This is just a snippet of Allstate’s newest innovation: a driving-behavior database technology.
We All Have Car Insurance
But do we understand what is covered?
Most of us have car insurance, but most of us do not understand the intricacies involved in car insurance. For many people, it’s simply a matter of calling, signing and driving off. Which is the way we prefer things – simple. After all, you do have agents to take care of the real knitty gritty stuff. However, more and more people are neglecting certain aspects of their car insurance, especially when it comes to the different forms of coverage.
Summertime and the roads are risky for new drivers.
Learn how to keep your teens safe during dangerous summer driving.
Did you know that, along with fireworks, hot dogs and beach umbrellas, our three, beloved summer months, also carry the highest death rates in terms of teenage automobile accidents? Summer just cooled down a bit..
Not even our own Quote Bug is safe from the perils that lie in wait at the grocery store parking lot. A rogue cart seems to have found its way into the side of our beloved Quote Bug leaving a deep gash. Thankfully we had the proper coverage (yes even insurance companies need insurance) and was able to use a body shop of our choosing. Quote Bug 1 – Shopping Cart – 0.
We hear it all to often; “Insurance is a racket and even when you need it, they won’t pay for your repairs or bills anyway”. It is fair to say that many of those complaining haven’t taken the time to understand their policy or the responsibility to create a relationship with their insurance agent. Of course there are always exceptions to every rule and unfortunately there will always be insurance companies willing do whatever it takes to keep from paying bills and some insurance agents will treat you just like a name on the list. We understand the street goes both ways.